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Chattanooga bases its development decisions based on the concept of "sustainability". Chattanooga maintains a diverse economy with a mixture of agriculture, manufacturing, education, service and transportation industries. Chattanooga is home to many branch offices of large businesses. Olan Mills, Krystal, Chattem, Covenant Transport, U.S. Express, Inc., and National Railroad Association are just a few of the big businesses which are headquartered in Chattanooga. Other major employers in Chattanooga are the Tennessee Valley Authority, T.C. Thompson's Children's Hospital and the University of Tennessee Chattanooga. Chattanooga has the most affordable housing program in the United States.