Retail - Senior Government Underwriter/mo - Houston, Tx
JPMorgan Chase (Houston, Texas)

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 As a senior underwriter, you are the highest-level underwriter designation within the underwriting team. In this role, you will underwrite and review submitted files to analyze for Capacity, Capital, Character and Condition. This includes ensuring that loan requests meet program and product specifications or counteroffer to a different product and/or program when appropriate. In addition, you will communicate decision (approval, suspense, denial) to appropriate individuals within JPMorgan Chase, uphold fair lending practices of JPMorgan Chase Mortgage, meet targets for productivity, quality and customer satisfaction, and perform second review of contract underwritten denials from all areas.  About Chase Home Lending:Chase originates $170 billion in residential mortgages and home equity annually, and services a portfolio of more than $500 billion. The home lending division serves borrowers nationwide through 2,400 local loan officers in 300 mortgage offices and 3,000 bank branches, as well as 450 representatives in call centers. In addition, the Chase Business-to-Business channel serves mortgage brokers and bankers in all 50 states through 15 processing centers and more than 700 account executives. Parent company JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $1.4 trillion and operations in more than 50 countries.  Information about Chase’s mortgage products and services is available at www.chase.com.   Minimum of three years' experience as an underwriter Minimum of five years' mortgage experience College degree preferred Excellent analytical and decision making skills Strong verbal and written communication skills Strong negotiation skills Thorough knowledge of MI policies Strong supervisory skills Thorough knowledge of complex personal and business financial analysis and an expertise in tax return and balance sheet analysis, including both cash flow and AGI methods Knowledge and proficiency in all levels of mortgage underwriting including Government, Agency and Jumbo (Super Jumbo lending a plus) Requires FHA DE and VA Lapp government designations (VA Auto a plus)

 

 JPMorgan Chase is an Equal Opportunity and Affirmative Action Employer, M/F/D/V.