Relationship Manager Ii - Business Banking - Dayton, Oh
JPMorgan Chase (Dayton, Ohio)

Chase Business Banking Overview: Chase Business Banking operates in over 2,900 branches across 17 states, providing financial services to approximately 1 million business clients. We are the leading bank for small businesses in our key markets, providing deposit and cash management services, payment solutions, and a broad array of lending products to meet our clients` access to capital needs. Relationship Manager – is responsible for business development and relationship management for medium-sized business clients. The RM will grow and manage a portfolio of Business Banking relationships. Responsibilities include the acquisition of new business through active calling on existing clients to solicit referrals and calling on targeted prospects. A successful Relationship Manager consults with the client to identify product and service solutions that meet the financial needs of the client and will benefit their business.  Based on work experience, this position can be hired as a Relationship Manager I or a Senior Relationship Manager. Specific Responsibilities include:Acquire business — Prospect in the assigned territory to bring in new business customers, and develop and work with Centers of Influence to expand the customer base within the RM Channel.   Responsible for developing and servicing relationships with high-end small businesses and complex accounts resulting in P&L growth.  Commercial client acquisition focuses upon deposit (DDA) gathering and loans exceeding $250,000. Expand and retain relationships — Profile new and existing commercial clients to ensure cross-sell of deposits, credit, and other bank products.  Follow up on all business accounts to ensure the full opportunity has been captured   Typical portfolio consists of approximately 75 - 100 customers. Partner — Work with other bank partners to uncover sales opportunities among both current and potential business customers.  Provide a high level of customer service to business clients and manage the banking relationship Refer — Identify Consumer product opportunities among business owners and refer to other specialists to effectively capture.  Identify larger business opportunities and refer more complex customers to the MM Channel. 4+ years of direct Business Banking Relationship Management and Business Development experience or related business lending experience Bachelor's Degree in Finance or related field, or equivalent work experience required Credit analysis or financial analysis experience related to commercial lending is preferred. e.g. In-house commercial training program or formal credit training program, such as Omega or Edge Strong knowledge of credit products and processes e.g. Commercial/Business Loans or Lines of Credit Ability to cross-sell products, along with proven sales and product expertise with business clients Highly advanced relationship management, new business development and sales prospecting skills Strong organizational time management skills; Strong problem solving skills; Strong ability to grasp concepts and processes; Ability to partner and influence Ability to manage risk within the portfolio, including loan grading, loan pricing, and pay or return decisioning Able to handle most problems/exceptions in an independent manner Strong understanding of product profitability of banking products Seeking a customer focused individual with good interpersonal skills and communication skills JPMorgan Chase offers an exceptional benefits package and highly competitive compensation package.
JPMorgan Chase is an Equal Opportunity and Affirmative Action Employer, M/F/D/V