De Government Mortgage Loan Underwriter
Wells Fargo (Kansas City, Kansas)

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Job Description: ***This position is for a Wholesale Prime Government (DE) Underwriter in our SPRINGFIELD, ILLINOIS branch location.*** Responsible for reviewing, analyzing, approving and underwriting large, unusual or complex individual consumer requests and products within company and industry guidelines. Dependent on division and complexity of underwriting, functions may include reviewing financial statements, credit reports, and applicable ratios (i.e. debt ratios, loan-to-value); evaluating; examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines; contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision. May provide work direction and/or training to lower level team members and provide performance feedback to supervisor/manager. Perform miscellaneous tasks and special projects as needed or required. ***RELOCATION HELP WILL BE OFFERED TO THOSE QUALIFIED CANDIDATES.***
Minimum Qualifications: 4+ years mortgage underwriting experience. Thorough understanding of underwriting policies and procedures, as well as investor guidelines and regulatory updates including knowledge of FHA, VA, FNMA, and FMLMC guidelines and standards. Familiar with LP and DU underwriting. Familiarity with review and understanding of complex tax documentation. High degree of attention to detail. Proactive and timely communication to customers and business partners on loan decisions and underwriting guidelines. Superior internal and external customer service skills, interpersonal and communication skills. Strong organizational skills. Ability to work in a flexible and production oriented environment. MUST HAVE Direct Endorsement (DE) to be able to underwrite FHA government loans.
Preferred Skills: 3+ years current government loan underwriting experience. VA/Lapp designation highly preferred.
How to Express Interest in This Job: Wells Fargo invites you to apply for this job at https://employment.wellsfargo.com/psp/PSEA/APPLICANT_NW/HRMS/c/HRS_HRAM.HRS_CE.GBL?Page=HRS_CE_HM_PRE&Action=A&SiteID=1&Opening=3225378. We do not acknowledge the Monster.com Online Application.

WELLS FARGO IS AN AFFIRMATIVE ACTION AND EQUAL OPPORTUNITY EMPLOYER M/F/D/V.